Join Us
Be a member of the credit union field of membership
Our Annual Reports
Read our Annual Report here
Join Our Team
Working at CRCCU is more than just a job.
Why people choose us
We offer a totally new way of credit union…
Loan is money lent by the Credit Union to its members on request. There are also Five (5) different loan types currently being offered by CRCCU.
Normal Loans/ Long Term
Short Loans
Emergency Loan
Loan Within Saving (LWS)
Corporate Loans
The Share is the amount of money raised from the members of the Credit Union as an indication of co-ownership. The current minimum shares per member stands at GHS 500.00.
CRCCU helps you to grow your wealth by assisting you to build a savings portfolio. We give attractive interests on deposits every quarter to help increase your portfolio balances.
We currently offer two (2) Savings Products.
- Members Savings
We encourage members to contribute funds into their savings accounts from time to time to build a savings portfolio. It could be towards acquisition of some critical needs, wants, and projects.
Your need for: a house, vacation, college-education, medical bills, occasions, events, business purposes, etc., can easily be achieved by maintaining a savings account with us.
- Junior Savings
- We offer you the opportunity of Child Savings – (JSA); helping you realize your dreams for your child. We specifically designed the JSA for unborn children up to 18 years of age, to enable you give your child the very best start in life.
Through JSA, we encourage you to help your wards to form the habit of saving and again help them to understand value for money.
CRCCU Updates
Annual General Meeting
Cocoa Research Co-operative Credit Union Ltd. (CRCCU) has officially announced the upcoming 2024 Annual General Meeting (AGM)—a significant event that brings together members, board leadership, and key stakeholders to reflect on the past year and outline strategies for future growth. The AGM serves as one of the most important moments in the union’s annual calendar, offering a platform for accountability, innovation, and collective decision-making. This year’s meeting is centered on the theme “Co-operation for Financial Freedom.” The theme underscores the union’s long-standing belief in the power of unity, shared responsibility, and mutual support. It emphasizes that through cooperation, members can achieve stronger financial stability, improved savings culture, and long-term economic progress.